MOHAN was a self made man. He did not have the advantage of education or money. He taught himself some electrical repair work, gradually upgrade himself into doing servicing of refrigerators and water geysers.
He could get contract work for servicing of geysers etc. in small firms and even in one big public sector company. With hard work, intelligence and a little business acumen he was able to make a reasonable income and could provide a decent quality of living for himself and his small family consisting of wife a son and a daughter.,
He was living in a rented house where in he was carrying on his business. He was around 40 years and the children were in middle school. One afternoon when he was taking his lunch at home he complained of discomfort and vomited. He suggested that he may be taken to a Doctor of a hospital. On his way he collapsed and died.
Few months later, his wife went to one of the companies where Mohan was doing servicing work, She was exploring ways to continue her husband’s work for a living.
On asked whether her husband had a Life Insurance Policy, she replied “I DONOT KNOW, HE NEVER TOLD ME ANYTHING. WHENEVER I ASKED ABOUT WORK OR ANY FINANCIAL MATTER HE WOULD SAY “WHY DO YOU WORRY? I AM THERE FOR YOU TO TAKE CARE OF ALL THESE THINGS”
She was told that he must have taken insurance and was advised to look for the insurance bonds and bring all papers to them. She searched all the papers and home and could find FOUR life Insurance documents.. On verification it would found that total sum assurance was Rs.4 lakhs . On contacting the Insurance Company, it was found that except one policy all the others were in lapsed state.
A PALE OF GLOOM DESCENDED